Terms of Service

Obolo is currently offered as a beta software product. Beta software is experimental, incomplete, and subject to change. By accessing or using Obolo, you expressly acknowledge and accept the following:

• The platform may contain bugs, errors, or security vulnerabilities.
• Features, APIs, pricing, and functionality may be modified or discontinued at any time without notice.
• The Service may experience unplanned downtime, data loss, or degraded performance.
• Obolo makes no commitment to general availability timelines.
• Beta participation does not guarantee continued access to the platform.

Your use of Obolo during the beta period is entirely at your own risk.

These Terms of Service ("Terms") constitute a legally binding agreement between you ("Provider," "you," or "your") and Obolo and its operators ("Obolo," "we," "us," or "our") governing your access to and use of the Obolo platform, API gateway, dashboard, and associated services (collectively, the "Service").

By clicking "I Agree," creating an account, or otherwise accessing the Service, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you may not use the Service.

If you are accepting on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

Obolo provides an API gateway and payment processing infrastructure that enables API providers to monetize their services through on-chain micropayments, including but not limited to USDC on Base, USDT, and other supported stablecoins across multiple blockchain networks.

The Service includes a provider dashboard, proxy infrastructure, payment verification, analytics, and associated tools. Obolo acts as a technology intermediary and does not take custody of funds beyond the transaction verification process.

Obolo facilitates on-chain payments between API consumers and providers. You acknowledge that:

• Obolo is not a bank, money services business, payment institution, or financial advisor.
• Obolo does not provide investment, tax, legal, or financial advice. Nothing in the Service constitutes such advice.
• You are solely responsible for all tax obligations, regulatory compliance, anti-money laundering (AML) duties, and know-your-customer (KYC) requirements applicable to your use of the Service in your jurisdiction.
• Blockchain transactions are irreversible. Obolo is not responsible for funds sent to incorrect addresses or lost due to user error.
• Cryptocurrency values are volatile. Obolo makes no representation regarding the future value of any digital asset.

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party rights.
• Facilitate illegal transactions, money laundering, fraud, or terrorist financing.
• Distribute malware, conduct denial-of-service attacks, or attempt to gain unauthorized access to systems.
• Scrape, reverse-engineer, or attempt to extract proprietary algorithms or data from the platform.
• Resell or sublicense access to the Service without prior written approval.
• Use the Service for any purpose that Obolo, in its sole discretion, deems inappropriate or harmful.

Obolo reserves the right to suspend or terminate accounts that violate this policy, without refund or prior notice.

All rights, title, and interest in and to the Service, including all software, designs, trademarks, and documentation, are and remain the exclusive property of Obolo and its licensors. These Terms do not grant you any right to use Obolo's name, logo, or trademarks without prior written consent.

You retain ownership of your API endpoints, content, and data. By using the Service, you grant Obolo a limited, non-exclusive license to process your data solely as necessary to provide and improve the Service.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED.

To the fullest extent permitted by law, Obolo expressly disclaims all warranties, including but not limited to: implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, or continuous availability. Obolo does not warrant that the Service will be error-free, uninterrupted, secure, or that defects will be corrected.

No advice or information, whether oral or written, obtained from Obolo or through the Service shall create any warranty not expressly stated herein.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OBOLO AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY:

• Indirect, incidental, special, consequential, or punitive damages;
• Loss of profits, revenue, data, goodwill, or business opportunities;
• Damages resulting from unauthorized access to or alteration of your data;
• Damages resulting from blockchain network failures, smart contract bugs, or third-party infrastructure outages;
• Any other damages arising from your use of, or inability to use, the Service.

In any case, Obolo's aggregate liability to you for all claims arising out of or relating to the Service shall not exceed the greater of (a) the total fees you paid to Obolo in the thirty (30) days preceding the claim, or (b) USD $50.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

You agree to defend, indemnify, and hold harmless Obolo and its officers, directors, employees, contractors, agents, licensors, and successors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your access to or use of the Service;
• Your violation of these Terms or any applicable law or regulation;
• Your content, API endpoints, or data processed through the Service;
• Your infringement of any third-party intellectual property or privacy rights;
• Any dispute between you and an API consumer or third party arising from your use of the Service.

Obolo reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

Your use of the Service is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

Either party may terminate access to the Service at any time. Obolo may suspend or terminate your account immediately, without notice, if:

• You breach any provision of these Terms;
• Obolo is required to do so by law;
• Obolo discontinues the Service (with or without notice during the beta period).

Upon termination, your right to access the Service ceases immediately. Provisions that by their nature should survive termination (including Sections 7, 8, 9, and 12) shall survive.

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms shall be resolved by binding arbitration on an individual basis — you waive any right to participate in a class action.

Obolo reserves the right to modify these Terms at any time. When we make material changes, we will update the version number and effective date above and require you to re-accept the updated Terms before continued use of the Service. Your continued use after acceptance constitutes agreement to the revised Terms.

Questions about these Terms may be directed to us through the Obolo dashboard or support channel.